First Time Home Buyer? We've Got You Covered
Buying your first home is exciting, but it can also feel overwhelming. Our expert team specializes in guiding first-time buyers through every step of the process.
Get Started TodayWhy First-Time Buyers Trust Us
Educational Approach
We take time to explain every step, from pre-approval to closing. No question is too basic.
First-Time Buyer Programs
Access to special programs, grants, and loans designed specifically for first-time buyers.
Patient Guidance
We understand this is a big decision. We'll work at your pace and never pressure you.
Your First Home Buying Journey
Get Pre-Approved
We'll help you connect with trusted lenders to get pre-approved. This shows sellers you're serious and helps you understand your budget.
Define Your Needs
Together, we'll identify what you're looking for: location, size, features, and budget. We'll create a search strategy tailored to you.
Home Search & Tours
We'll show you properties that match your criteria and help you evaluate each one. We'll point out potential issues and opportunities.
Make an Offer
When you find the right home, we'll help you craft a competitive offer and negotiate on your behalf to get the best terms.
Inspection & Appraisal
We'll coordinate inspections and appraisals, help you understand the results, and negotiate any necessary repairs or adjustments.
Closing
We'll guide you through the final paperwork and closing process, ensuring everything goes smoothly so you can get your keys!
First-Time Buyer Programs & Resources
FHA Loans
Federal Housing Administration loans offer low down payments (as low as 3.5%) and flexible credit requirements, making homeownership more accessible.
VA Loans
If you're a veteran or active military member, VA loans offer zero down payment options and no private mortgage insurance requirements.
USDA Loans
For eligible rural and suburban properties, USDA loans offer 100% financing with no down payment required.
State & Local Grants
New York State and Monroe County offer various down payment assistance programs and grants for first-time buyers. We'll help you find and apply for these programs.
Homebuyer Education
We offer workshops and one-on-one education sessions to help you understand the home buying process, financing options, and homeownership responsibilities.
Ready to Find Your First Home?
Let's start your journey to homeownership. Schedule a free consultation today.