Homes for Sale in Churchville, NY

Churchville is a village — not a town

Churchville is an incorporated village sitting inside the Town of Riga, directly west of the Town of Chili. That single sentence explains 90% of the confusion buyers run into:

• Town jurisdiction — Riga, not Chili. Your town tax bill and town board are Riga's.
• School district — Churchville-Chili Central School District (CCCSD). Shared with the Town of Chili, which is where the hyphenated name comes from.
• Village — Churchville is also a village, so addresses inside the village line pay a fourth tax layer (village) plus often get municipal electric.

If you're comparing Chili to Churchville side-by-side, the Chili vs Churchville 2026 guide has the full map and tax comparison.

The Village Electric advantage

Most of western Monroe County runs on RG&E at roughly $0.18–$0.22 per kWh. The Village of Churchville operates a municipal electric utility with rates historically a fraction of that. If your target property sits inside the village boundary, you can save hundreds to low-thousands per year on electricity alone.

The catch: addresses on 14428 mail routes aren't automatically inside the village. An address can have a Churchville mailing address but sit in the Town of Riga (or, in some edge cases, the Town of Chili) and fall under RG&E. Always verify the electric meter and the village tax line on the listing before you assume.

2026 Churchville NY property tax stack

Your total bill in Churchville depends on whether you're inside the village or just in the 14428 mail zone:

The village tax adds a line, but Village Electric usually saves more than the village tax costs for a typical household. Net-net, inside the village often pencils lower.

Always verify the actual bill: Monroe County Real Property Portal.

Schools — Churchville-Chili Central School District

Every Churchville address is zoned to CCCSD, the same district serving Chili. The district is mid-sized (~3,700 students) with consistently solid state performance ratings. If you're moving for schools, the Chili/Churchville decision is a tax and walkability question, not an education one.

What living in Churchville actually looks like

The village center clusters around Main Street and North Main — walkable to the post office, the library, a handful of restaurants, and the Erie Canal. Housing stock mixes older village homes (1920s–1950s colonials and foursquares), post-war ranches, and newer patio-home developments on the village edge.

Commute times:

• Downtown Rochester via NY-33 / I-490: ~20–25 minutes
• Rochester airport (ROC): ~15 minutes
• I-90 / NY Thruway access: ~10 minutes south

Churchville, NY FAQs

Is Churchville in Chili, NY?

No — different towns. Churchville is in the Town of Riga, Chili is the town next door. They share schools, not jurisdiction.

What zip code is Churchville, NY?

14428. Some edge addresses on the town line carry 14428 mail but sit in Chili or Riga — verify on the Monroe County property portal.

Does Churchville have its own electric utility?

Yes — Village Electric, inside village lines. Rates typically well below RG&E. If you're outside the village, you're on RG&E.

How fast do homes sell in Churchville?

Inventory is lean (5–15 active listings). Well-priced homes are under contract in 7–21 days. Patio homes and ranches near the village center move fastest.

Official local resources

• Village of Churchville
• Monroe County
• NYSED.gov – School district information
• Churchville-Chili Central School District